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Locations:
La Follette
Oak Ridge
Oneida
  OUR STAFF:

La Follette
Gary L. Gray, Agency President, Primary Agent
Gary Gray  

Education:
Samford University, UT Graduate School, Nationwide's Cross Functional College for Executive Leaders

Designations:
CPCU, CLU, CHFC, CRCP


Bio: Insurance career began in 1980.


Licenses:
AL‚ CO‚ GA‚ KY‚ MD‚ MS‚ NC‚ NM‚ OH‚ TN‚ VA‚ and WV


Products Licensed To Sell:
Life, Health, Property, Casualty, Variable Life and Annuity, Mutual Funds


Special Skills: Gary's primary focus is commercial lines and financial services

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

grayg7@nationwide.com



Randy Heatherly,Director, Agency Marketing, Associate Agent
Randy Heatherly  

Education: University of the Cumberlands


Bio: Insurance career began in 2010.


Licenses: TN, KY


Products Licensed To Sell:
Property, Casualty, Life


Special Skills: Randy specializes in hard to find coverages for personal and commercial lines needs.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

heathr1@nationwide.com



Dennis H Powers,Vice President — Commercial Marketing, Associate Agent
Aileen Goins  

Education: University of Tennessee


Designations: LUTCF


Bio: Insurance career began in 1989.


Licenses: TN


Products Licensed To Sell:
Life, Health, Property and Casualty


Special Skills: Dennis leads sales and marketing efforts in Union and Claiborne Counties. Dennis specializes in commercial lines.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

powersd6@nationwide.com



Judy Brown, Vice President, Commercial Lines Sales, Associate Agent
Judy Brown  

Bio: Insurance career began in 1985.


Licenses: TN


Products Licensed To Sell:
Property, Casualty, Surety Bonds


Special Skills: Judy locates companies and coverages to meet the most complex commercial needs for new clients.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

brownj12@nationwide.com



Kathy Goins, Director, Commercial Operations, Associate Agent
Kathy Goins  

Bio: Insurance career began in 1982.


Products Licensed To Sell:
Property, Casualty


Special Skills: Kathy manages retention of commercial clients. Problem solver for complex insurance concerns.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

goinsk1@nationwide.com



Aimee Cahill, Vice President, Personal Lines Sales, Associate Agent
Aimee Cahill  

Bio: Insurance career began in 2002.


Licenses: TN, KY


Products Licensed To Sell:
Life, Property, Casualty


Special Skills: Aimee specializes in hard to find coverages for all personal lines needs.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

cahilla@nationwide.com



Molly Starbird,Director, Personal Lines Sales, Associate Agent
Molly Starbird  

Education: Lincoln Memorial University


Bio: Insurance career began in 2007.


Products Licensed To Sell:
Life, Property, Casualty


Special Skills: Molly specializes in hard to find coverages for all personal lines needs.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

starbm1@nationwide.com



Lee Martin, Manager, Customer Retention, Associate Agent
Lee Martin  

Bio: Insurance career began in 1998.


Licenses: TN


Products Licensed To Sell:
Property, Casualty


Special Skills: Lee coordinates claims resolution and directs client retention activities.

 


Contact:
P: (423) 562-3346
F: (423) 562-0845

martinle@nationwide.com





Oak Ridge

Todd Fox, Senior Vice President, Anderson County Operations
Todd Fox  

Education: University of Tennessee


Bio: Insurance career began in 2005.


Products Licensed To Sell:
Life, Health, Property, Casualty


Special Skills: Todd leads sales and marketing activities in Anderson and Knox counties. Todd specializes in commercial lines.

 


Contact:
P: (865) 482-0513
F: (865) 481-2599

foxj20@nationwide.com



Jeffrey Letner, Director, Commercial Sales
Jeffrey Letner  

Education: Graduated from University of Tennessee Knoxville, with a B.S. in Business Administration.


Bio: Insurance career began in 2006.


Licenses: TN


Products Licensed To Sell:
Property, Casualty, and Life


Special Skills: Specialize in Commercial Insurance with a background in Worker's Compensation.

 


Contact:
P: (865) 482-0513
F: (865) 481-2599

letnej1@nationwide.com



Terry Roberts, Director, Personal Lines Operations, Associate Agent
Terry Roberts  

Bio: Insurance career began in 2006.


Products Licensed To Sell:
Life, Property, Casualty


Special Skills: Terry specializes in hard to find coverages for all personal lines needs.

 


Contact:
P: (865) 482-0513
F: (865) 481-2599

robert25@nationwide.com




Oneida

Denise Miller, Director, Scott County Operations, Associate Agent
Denise Miller  

Bio: Insurance career began in 1986.


Licenses: TN, KY


Products Licensed To Sell:
Property, Casualty, Life and Surety Bonds


Special Skills: Denise specializes in hard to find coverages for all personal lines needs.

 


Contact:
P: (423) 569-8629
F: (423) 569-8444

Milled6@Nationwide.com



Cathy Terry, Manager, Personal Lines Sales, Associate Agent
Cathy Terry  

Bio: Insurance career began in 1998.


Licenses: TN


Products Licensed To Sell:
Property, Casualty and Life


Special Skills: Cathy specializes in hard to find coverages for all personal lines needs.

 


Contact:
P: (423) 569-8629
F: (423) 569-8444

Terryc10@Nationwide.com



Securities and Investment Advisory Services offered through Nationwide Securities‚ LLC.‚ member FINRASIPC and a Registered Investment Advisor. DBA Nationwide Advisory Services‚ LLC. in AR‚ CA‚ FL‚ IL‚ NY‚ TX and WY. Representative of Nationwide Life Insurance Company‚ affiliated companies and other companies.

We provide
On Your Side®
service.


LA FOLLETTE
(423) 562-3346

OAK RIDGE
(865) 482-0513

ONEIDA
(423) 569-8629

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